Watch out foir the Good hands People and the On Your side People

Please watch your home owners insurance policy. Insurance companies, like Allstate, Nationwide, and State Farm, have a way of getting maximum profits by stiff arming homeowners. Many insurance companies employed McKinsey & Co., a New York-based consulting firm that has advised many of the world's biggest corporations, according to records in at least six civil court cases.

These insurance companies want you to pay for 100% replacement costs premiums but when its time for them to pay, they find every excuse not to do so. The insurance companies change the language , be aware of "extended replacement costs."

Watch http://www.pbs.org/now/shows/333/insurance-industry.html as well as check the link out above.

Oh yes be sure to check your insurance policy for the "hidden" language.